Payments

Needl.ai Transforms Payment Company’s Bulletin Generation Process with AI-Powered Automation

The customer is a global financial technology platform known for providing diversified payment solutions to businesses. It enables businesses with a singular platform to accept payments, protect revenue, and control finances. The customer is now the primary payments processing partner for some of the world’s largest e-commerce players.

17 Mar 2025
3 min read
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Challenge

Key operational challenges lies in the communication of scheme fees and interchange fee updates to merchants. With an average processing time of over three months from receipt to merchant communication, manually creating newsletters based on bulletins from VISA and Mastercard leads to inefficiencies, inconsistencies, and delayed communications:

Delayed & Complex Communication

Manual workflows slowed fee change dissemination. Complex structures made clear explanations difficult, leading to interpretation issues and reconciliation challenges.

Inefficient Article Creation

Bulletin processing demands 250 hours/month, projected to rise to 1,400 hours in five years, requiring twice the analyst team. Reducing article creation time was critical.

Solution

The customer partnered with us to deploy an AI-driven solution for automated newsletter generation. The solution focused on three core capabilities:

Automated Information Extraction: Automated parsing and processing of VISA and Mastercard bulletins.
Standardized Article Generation: Content generation following the customer’s style guide for consistency. A web-based evaluation interface to streamline article generation and review. The interface enabled file uploads, automated processing, and split-screen article preview.
Quality and Efficiency Metrics: Real-time processing metrics ensured AI-generated articles matched or exceeded manual quality. Analysts were able to efficiently conduct final reviews and provide quick feedback.

Outcome

Within the six-weeks after deploying the solution, Needl.ai’s AI-powered solution delivered measurable improvements:

Reduction in Article Creation Time:

Processing time for articles was significantly reduced by half (or more in some cases), freeing up analyst time.

Improved Article Communication:

Needl.ai generated articles were rated equal to or superior in quality to manual versions in 80% of cases. AI-generated articles adhered strictly to the customer’s style guide, reducing errors and inconsistencies.

Scalability for Growing Data Volumes:

The AI system demonstrated the ability to handle increasing bulletin volumes without a proportional increase in manual workload.

Working with Needl.ai has been incredibly insightful - we achieved 100% accuracy on simple cases and made significant progress on complex scenarios with an overall accuracy of 77%. The partnership demonstrated clear potential for automating our bulletin generation and communication processes to merchants. Looking forward to exploring more AI-driven solutions with the Needl.ai team!

–  AI Product Manager